What is mediation and how can it help me?
The 17th Judicial Circuit of Illinois’ Residential Mortgage Foreclosure Mediation Program provides a unique opportunity to aid families throughout Winnebago and Boone counties who are in foreclosure. Mediation is a process where a neutral third-party (a trained mediator) helps borrowers and lenders communicate to explore options available to a homeowner.
What do I have to do to participate?
- Go to www.ILForeclosureProgram.org to learn more and to submit an application online within 21 days of being served a complaint for a residential foreclosure action.
- Homeowners may contact a representative of the program at (815) 319-4995 if online access is not available or if language assistance is needed.
- Submit any additional documents requested to the program within 21 days of submitting your completed application.
- Participate in a pre-mediation conference with HomeStart. The purpose of this conference is to discuss possible options with a housing counselor, after the counselor has been able to review your financial situation. This conference must be completed within 45 days of submitting your completed application to the Program.
- Attend the mediation session and participate in good faith.
Participants must comply with all program requirements and meet all deadlines. To review the local court rules that govern this program, visit the 17th Judicial Circuit Court’s website.
For more information: https://ilforeclosureprogram.org/page/5/faqs