Homebuyer Coaching

With HomeStart’s Homebuyer Coaching service, you’ll meet one-on-one with an advisor to ensure you are confident in your next housing decision, financially prepared to take out a home loan, and equipped with information and resources for sustainable homeownership. This program is designed to meet you where you are at in the homebuying process, whether you’re just getting started or prequalified for a loan.

couple with keysDuring your one-on-one appointment with an expert advisor you’ll discuss:

  • Mortgage readiness - Calculating affordability range
  • Credit review, building, and repair
  • Working with lenders and realtors
  • Down payment assistance options
  • Analyzing household income, expenses, and savings
  • Developing and analyzing a household budget
  • And more!

How to Get Started:

  1. Click “Create Your Account” and select Homebuyer Services and check the box "I want to purchase a home, and am interested in meeting one-on-one with an adviser to determine my mortgage readiness."
  2. Confirm your account in your email and create a password.
  3. Complete your Dashboard and schedule your 15 minute Welcome to HomeStart phone appointment to learn about the next steps in the intake process!

If you have any questions about creating an account, please call our office at 815-962-2011.

Creating choice in housing, community in neighborhoods, and empowerment in personal finance throughout northern Illinois.

Looking for Rental Assistance?

Several agencies registered with the Illinois Department of Human Services can help. To find a provider working in your county, click here.

The Illinois Housing Development Authority will reopen the Illinois Rental Payment Program on Monday, Dec. 6 instead of Monday, Nov. 8. While the date for the program reopening is delayed, money from this round will still be distributed to approved Illinoisans before the end of the year as originally scheduled. Applications will now be accepted from Monday, Dec. 6 through 11:59 p.m. on Sunday, Jan 9 at illinoishousinghelp.org.To apply to this program, click here. If you need assistance with uploading your documents for this application, call our office at 815-962-2011 and we can help. For more information on who qualifies and what documentation is needed, go to www.ihda.org.

If you need assistance with rental counseling, call one of our offices:  815-962-2011 (Rockford) or 815-232-6187 (Freeport).