Foreclosure Prevention Services

If you are struggling to pay your mortgage or are in the foreclosure process, HomeStart’s one-on-one advising can help you understand your options

Homebuyer Coaching

Meet one-on-one with an advisor to get prepared to take out a home loan, asses your mortgage readiness, review your mortgage options, and more!

Financial Workshops

Building and strengthen your financial wellness at our four core Financial Empowerment Workshops! We’ll cover financial goal setting, budgeting, credit, savings, and more!

Getting Started

Complete your intake, schedule one-on-one advising, and register for workshops all from your online account! If you have completed Framework or eHome please do not create an account, please contact our office at 815-962-2011.

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Creating choice in housing, community in neighborhoods, and empowerment in personal finance throughout northern Illinois.

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Welcome Back

Notice about COVID-19

Welcome back! HomeStart staff is working full-time and is available during our normal office hours to answer your call or work with your virtually. However, due to the ongoing nature of the pandemic, we have limited in-person services available at this time. You can use our "Create your Account" feature on this website to start your journey with us, and we will contact you about how to proceed once your information is entered.

Our Rockford office is open by appointment only, so please call 815-962-2011 to schedule a time to meet with our intake coordinator or to meet with your counselor.

If you are meeting with us in-person, here are a few new guidelines to follow when entering our offices:

  • Face masks must be worn at all times
  • All advising sessions are by appointment only
  • Please refrain from bringing additional persons/children with you to your appointment
  • New customers who are not yet signed up for services can use this website to Create Your Account, or call 815-962-2011 to schedule an appointment to use one of our computers to sign up.

For full COVID-19 message, click here.