Improving Your Home? | HomeStart

Improving Your Home

If your home is in need of some repairs, HomeStart works to connect you with area resources.  When possible, we can help eligible homeowners with finding grant or loan programs to help with the needed repairs.

Home Improvement Options for Rural Areas

If you live within one of the many counties in Northern Illinois, you may qualify for the USDA’s Rural Development 504 Repair Loan option.   Some advantages of this program include:

  • 1% interest rate
  • 20 year repayment

Applicants 62 years of age or older, may also qualify for grant funds under this program.  For more information click on the USDA 504 FAQ in the right hand column.

If you own your home and want to find out more about this program, please call our office at 815-232-6197 or email This email address is being protected from spambots. You need JavaScript enabled to view it..